Interviews

ABDUL K. NAUSHAD: A STALWART OF THE GLOBAL CROSS-BORDER PAYMENT INDUSTRY

Technological development, innovation, and entrepreneurship have always had a very symbiotic relationship. Their integration has birthed a new breed of entrepreneurship, otherwise called technopreneurship. These intelligent, driven, creative, tech-savvy, and passionate individuals are risk-takers and envision sustainable transformations in the world. In fact, their efforts significantly contribute to accelerating economic globalization, advances in scientific breakthroughs that reshape our lives. 

Of all the innovations, FinTech stands at the forefront of technological breakthroughs. Innovative ideas and technologies have merged to create high-tech products to revamp the traditional financial system, making it faster, easier, and more transparent. More particularly, reinvent cross-border payments, removing the challenges of high costs, delayed transactions, lack of transparency, and mastering the payment process. 

Such brilliant minds deserve praise for making innovations of significant global influence. In light of this, we wasted no time searching for the ideal paradigm. Although many specialized players are competing to dominate the market, our search led us to Abdul K. Naushad, founder & CEO of Buckzy Payments, Inc. Our editors had a pleasant session with him as he shared his drive for his creative endeavor and how he hopes to reach the pinnacle. Learn more about his story as you continue to read.

SPROUTING AN IDEA OF CHANGE

Mr. Naushad is a well-versed leader and carries 25 years of experience in the FinTech space, especially in global payments. He has been the CEO of another global FinTech platform that offers B2B payment SaaS software for cross-border payments. Prior to that, he was the president of another global financial technology systems integrator. During his tenure, he saw how the digitalization of economies is generating a need for quick, safe, and effective cross-border payment systems. Additionally, the influx of new players is making this trillion-dollar market more complex and volatile for consumers around the world. Although digitization and automation in B2B payments have sped up demand among companies looking to connect with suppliers, distributors, and retailers, customers continue to face challenges when trying to trace their overseas payments and make faster settlements.

He concluded that there isn’t a secure platform for real-time cross-border settlements, despite efforts by global economies to promote real-time domestic settlements to speed up trade. When he intended to implement this concept, which has unsurprisingly attracted a lot of interest from financial institutions trying to switch to a faster payment settlement model, the lightbulb moment occurred. The integration of these realizations created a thought process that brought Buckzy Payments into the light. As a marketplace for financial services, the platform aims to change how money moves across the world by providing a real-time solution that is secure, convenient, and safe.

PRODUCTS ATTUNED TO MARKET CHANGES

Mr. Naushad’s inherent mission has aided in creating a tailored portfolio for Buckzy. It offers a worldwide pay-out and pay-in network for making cross-border payments in real-time. It offers Banking-as-a-Service (BaaS) with real-time cross-border payment functionality and access to pre-built components that can be integrated, such as multi-currency accounts, bulk payouts, and much more. Finally, it provides an embedded marketplace with virtual accounts, FX, cash forecasting, collections, billing, and statements.

The portfolio and devoted strategy enable it to pioneer the global cross-border payments sector. Buckzy works with financial institutions, neobanks, other Fintech companies, small-to-medium-sized firms, and online marketplaces. It also provides its solutions as a white-label option for businesses that want to market them under their own brand. It distinguishes itself from rivals in the market due to the high quality of its services and its “real-time” aspect. Its constant efforts are directed towards growing its network and creating products with cutting-edge features that maximize the use of its network. In the end, this keeps the platform disruptive while retaining its agility.

LEADING A TEAM OF FERVIDS

The heart of any technopreneur beats to innovate, but as a leader, the focus extends to building a team. Buckzy has a team of people driving and shaping innovative ideas that create a one-of-a-kind culture. They are driven by values of optimism, determination, innovativeness, risk-taking, and confidence. These guiding pillars keep the team proactive and focused on a single purpose. “We are a value-driven team dedicated to learning, rewarding efforts, and pushing boundaries,” exalts Mr. Naushad. Having the right tools and resources, they can challenge any status quo and exceed expectations. 

To cut a long tale short, Buckzy offers its users the chance to grow personally and professionally. Their discussions are centred on shared interests that express clearly “what’s in it for them,” which is always a winning strategy to arrive at an unambiguous decision.

THRIVING – UNFETTERED BY CONSTRAINTS

In less than five years with a dedicated mission, Buckzy has created a global buzz. It provides access to over a billion users in more than 80 countries. Also, it has earned many accolades on the way:

  • Listed in Top 20 early companies by the Canadian Innovation Exchange (CIX)
  • Mr. Naushad is listed in The Top 50 Financial Technology CEOs of 2022 by The Financial Technology Report
  • Best Cross-Border Service of the year at the 2021 Payments Industry Awards in India

While these feathers in the cap are surely something to be proud of, Mr. Naushad’s heart lies in how he has helped companies grow. He rephrases the tale, “It was a journey that I started with a capital of $25,000. It hasn’t been easy, given the first two years were a roller coaster ride. It was a real challenge to commit, let alone successfully lead a team of professionals, when the company initially didn’t have any payroll cycles. But the team was tight-knit in the company’s vision.  I am proud that I could lead the team and keep them committed until our successful exit. ” 

This was one of his many treasured experiences, which helps him envision a sustainable future for Buckzy Payments. Under his stewardship, the company has made a resounding presence and is driven to create new strides. It’s in the process of obtaining banking licenses and opening offices in key markets all over the globe, including the Netherlands, Australia, and Brazil. With a stellar trajectory so far, the years ahead surely look illuminating. 

A MEMENTO FROM THE FOUNDER

Coming towards the end of our discussion, we asked Mr. Naushad if he would like to share a few pieces of advice for readers. He recounted a few lessons that he has learnt through the years:

  • If you find the right people to join your mission, you are 50% there
  • Hire people with character and values, not just skills and experience
  • A great plan is only 1% of your journey, invest 99% of your time in the execution of your plan
  • Hustle and Grit are 2 traits which you cannot live without in your entrepreneurship life
  • Take managed risks. Fail fast, learn quickly and move on.

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